Last Updated: October 24, 2025
CredAsiti Privacy Policy
CredAsiti ("we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you use the CredAsiti mobile application and related services.
1. Information We Collect
We may collect the following types of information:
Personal Information
- Name, email address, phone number, and date of birth
- Mobile number used for account verification and notifications
Financial Information (User-Provided or Connected)
- Credit card account details necessary to provide our reminder and payment rescue services
- Billing cycle information and payment status
We do not store your full credit card number. Card details may be tokenized or accessed securely through authorized third-party providers.
Device & App Usage Information
- Device type, operating system, IP address, app usage activity, and login history
2. How We Use Your Information
We use your information to:
- Create and manage your CredAsiti account
- Send one-time passcodes (OTPs) and account-related alerts
- Provide payment reminder and rescue services
- Improve app quality, performance, and security
- Comply with legal or regulatory requirements
We do not sell your personal data.
3. SMS Text Messaging Privacy (A2P 10DLC Compliance)
- By opting in, you agree to receive one-time passcodes (OTPs) and account-related text messages from CredAsiti.
- Message and data rates may apply.
- You may opt out at any time by replying STOP. For help, reply HELP or contact support@credasiti.com.
Mobile information will not be shared with third parties/affiliates for marketing or promotional purposes.
Information sharing to subcontractors in support of providing the service (such as customer support) is permitted. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
4. Sharing of Information
We may share information only with:
- Service providers who help us operate the app (e.g., SMS provider, payment processors)
- Regulators or law enforcement when required by law
- Third-party providers you choose to connect (e.g., Plaid, financial institutions)
We never share your data for advertising or marketing purposes.
5. Data Storage & Security
We use administrative, technical, and physical safeguards to protect your information, including:
- Encryption of sensitive data
- Multi-factor authentication (MFA)
- Limited employee access to data
6. Data Retention
We retain data only as long as needed to provide services or comply with legal and regulatory requirements. Users may request account deletion at any time.
7. Children's Privacy
CredAsiti is not intended for individuals under the age of 18, and we do not knowingly collect children's data.
8. Changes to This Privacy Policy
We may update this Privacy Policy periodically. The latest version will always be available on this page.
9. Contact Us
If you have questions or requests related to privacy, please contact us:
Email: hello@credasiti.com
Website: www.credasiti.com